Understanding Bankruptcy Costs
Filing, legal assistance, and courses may involve different costs. Gather current court fees and written quotes rather than relying on an unsupported estimate.
Open the cost worksheet →Your known costs worksheet
Enter amounts from your court and written quotes. No cost or outcome is predicted.
Use non-negative amounts up to 9,999,999.99, with at most two decimal places. Leave unknown amounts blank; enter 0 only if you know the cost is zero.
Subtotal of amounts entered
Enter at least one known amount to see a subtotal.
Other expenses and any Chapter 13 plan payments are not calculated. Do not count a fee twice if it is included in another amount or a plan payment.
Confirm filing charges and payment options with your bankruptcy court. Compare approved course providers and ask about their fees.
Educational arithmetic only, not legal advice or an estimate of attorney fees, eligibility, discharge, or repayment.
Start with these questions
- What is the current filing fee and are installments or a Chapter 7 waiver available? Ask your local bankruptcy court.
- What does an attorney’s written quote include? How are fees paid?
- What are the fees for required counseling and education, and is the provider approved for your district? See U.S. Courts guidance.
Learn about the differences between chapters, filing without an attorney, fees, and alternatives in our guides. This site offers educational information, not legal advice.